36 available studio apartments for rent in Oshawa

36 available rental studios in Oshawa found

    1 bedroom apartment of 161.93 m² - Cozy living space
    1 bedroom apartment of 161.93 m² - Stylish comfort
    1 bedroom apartment of 161.93 m² - Your new rental home
    1 bedroom apartment of 161.93 m² - Excellent rental offer
    1 bedroom apartment of 161.93 m² - Well-planned
    1 bedroom apartment of 161.93 m² - Bright interior
    1 bedroom apartment of 161.93 m² - Efficient space
    1 bedroom apartment of 161.93 m² - Clever design
    1 bedroom apartment of 161.93 m² - Ready for rent
    1 bedroom apartment of 161.93 m² - Airy feel
    1 bedroom apartment of 161.93 m² - Cozy living space
    1 bedroom apartment of 161.93 m² - Stylish comfort
    1 bedroom apartment of 161.93 m² - Your new rental home
    1 bedroom apartment of 161.93 m² - Excellent rental offer
    1 bedroom apartment of 161.93 m² - Well-planned
    1 bedroom apartment of 161.93 m² - Bright interior
    1 bedroom apartment of 161.93 m² - Efficient space
    1 bedroom apartment of 161.93 m² - Clever design
    1 bedroom apartment of 161.93 m² - Ready for rent
    1 bedroom apartment of 161.93 m² - Airy feel
    1 bedroom apartment of 161.93 m² - Cozy living space
    1 bedroom apartment of 161.93 m² - Stylish comfort
    1 bedroom apartment of 161.93 m² - Your new rental home

    1 room apartment of 162m²

    822 Glen Street, Oshawa, ON L1J 3T9, Canada

    1,350 $ / month

    1 bedroom apartment of 40.82 m² - Cozy living space
    1 bedroom apartment of 40.82 m² - Stylish comfort

    1 room apartment of 41m²

    553 Drew Street, Oshawa, ON L1H 3M2, Canada

    600 $ / month

    1 bedroom apartment of 60.0 m² - Cozy living space
    1 bedroom apartment of 60.0 m² - Stylish comfort
    1 bedroom apartment of 60.0 m² - Your new rental home
    1 bedroom apartment of 60.0 m² - Excellent rental offer
    1 bedroom apartment of 60.0 m² - Well-planned

    1 room apartment of 60m²

    525 St Lawrence Street, Oshawa, ON L1H, Canada

    1,649 $ / month

    1 bedroom apartment of 208.88 m² - Cozy living space

    1 room apartment of 209m²

    280 Wentworth Street West, Oshawa, ON L1J 3T9, Canada

    1,700 $ / month

    1 bedroom apartment of 57.0 m² - Cozy living space
    1 bedroom apartment of 57.0 m² - Stylish comfort
    1 bedroom apartment of 57.0 m² - Your new rental home
    1 bedroom apartment of 57.0 m² - Excellent rental offer
    1 bedroom apartment of 57.0 m² - Well-planned
    1 bedroom apartment of 57.0 m² - Bright interior
    1 bedroom apartment of 57.0 m² - Efficient space
    1 bedroom apartment of 57.0 m² - Clever design
    1 bedroom apartment of 57.0 m² - Ready for rent

    1 room apartment of 57m²

    666 King Street East, Oshawa, ON L1H, Canada

    1,749 $ / month

    1 bedroom apartment of 203.24 m² - Cozy living space
    1 bedroom apartment of 203.24 m² - Stylish comfort
    1 bedroom apartment of 203.24 m² - Your new rental home
    1 bedroom apartment of 203.24 m² - Excellent rental offer
    1 bedroom apartment of 203.24 m² - Well-planned
    1 bedroom apartment of 203.24 m² - Bright interior
    1 bedroom apartment of 203.24 m² - Efficient space
    1 bedroom apartment of 203.24 m² - Clever design
    1 bedroom apartment of 203.24 m² - Ready for rent
    1 bedroom apartment of 203.24 m² - Airy feel
    1 bedroom apartment of 203.24 m² - Cozy living space
    1 bedroom apartment of 203.24 m² - Stylish comfort
    1 bedroom apartment of 203.24 m² - Your new rental home
    1 bedroom apartment of 203.24 m² - Excellent rental offer
    1 bedroom apartment of 203.24 m² - Well-planned
    1 bedroom apartment of 203.24 m² - Bright interior
    1 bedroom apartment of 203.24 m² - Efficient space
    1 bedroom apartment of 203.24 m² - Clever design
    1 bedroom apartment of 203.24 m² - Ready for rent
    1 bedroom apartment of 203.24 m² - Airy feel
    1 bedroom apartment of 203.24 m² - Cozy living space
    1 bedroom apartment of 203.24 m² - Stylish comfort
    1 bedroom apartment of 203.24 m² - Your new rental home

    1 room apartment of 203m²

    Skyview Living - Glen Suites, 822 Glen Street, Oshawa, ON L1J, Canada

    1,695 $ / month

    1 bedroom apartment of 251.81 m² - Cozy living space
    1 bedroom apartment of 251.81 m² - Stylish comfort
    1 bedroom apartment of 251.81 m² - Your new rental home
    1 bedroom apartment of 251.81 m² - Excellent rental offer
    1 bedroom apartment of 251.81 m² - Well-planned
    1 bedroom apartment of 251.81 m² - Bright interior
    1 bedroom apartment of 251.81 m² - Efficient space
    1 bedroom apartment of 251.81 m² - Clever design
    1 bedroom apartment of 251.81 m² - Ready for rent
    1 bedroom apartment of 251.81 m² - Airy feel
    1 bedroom apartment of 251.81 m² - Cozy living space
    1 bedroom apartment of 251.81 m² - Stylish comfort
    1 bedroom apartment of 251.81 m² - Your new rental home

    1 room apartment of 252m²

    Charing cross condos, 385 Arctic Red Drive, Oshawa, ON L1L, Canada

    2,100 $ / month

    1 bedroom apartment of 956.0 m² - Cozy living space
    1 bedroom apartment of 956.0 m² - Stylish comfort
    1 bedroom apartment of 956.0 m² - Your new rental home
    1 bedroom apartment of 956.0 m² - Excellent rental offer
    1 bedroom apartment of 956.0 m² - Well-planned
    1 bedroom apartment of 956.0 m² - Bright interior
    1 bedroom apartment of 956.0 m² - Efficient space
    1 bedroom apartment of 956.0 m² - Clever design
    1 bedroom apartment of 956.0 m² - Ready for rent
    1 bedroom apartment of 956.0 m² - Airy feel
    1 bedroom apartment of 956.0 m² - Cozy living space
    1 bedroom apartment of 956.0 m² - Stylish comfort
    1 bedroom apartment of 956.0 m² - Your new rental home
    1 bedroom apartment of 956.0 m² - Excellent rental offer
    1 bedroom apartment of 956.0 m² - Well-planned
    1 bedroom apartment of 956.0 m² - Bright interior
    1 bedroom apartment of 956.0 m² - Efficient space
    1 bedroom apartment of 956.0 m² - Clever design
    1 bedroom apartment of 956.0 m² - Ready for rent
    1 bedroom apartment of 956.0 m² - Airy feel
    1 bedroom apartment of 956.0 m² - Cozy living space
    1 bedroom apartment of 956.0 m² - Stylish comfort
    1 bedroom apartment of 956.0 m² - Your new rental home
    1 bedroom apartment of 956.0 m² - Excellent rental offer
    1 bedroom apartment of 956.0 m² - Well-planned

    1 room apartment of 956m²

    UC tower, 2550 Simcoe Street North, Oshawa, ON L1L, Canada

    1,895 $ / month

    1 bedroom apartment of 7.0 m² - Cozy living space
    1 bedroom apartment of 7.0 m² - Stylish comfort
    1 bedroom apartment of 7.0 m² - Your new rental home
    1 bedroom apartment of 7.0 m² - Excellent rental offer
    1 bedroom apartment of 7.0 m² - Well-planned
    1 bedroom apartment of 7.0 m² - Bright interior
    1 bedroom apartment of 7.0 m² - Efficient space
    1 bedroom apartment of 7.0 m² - Clever design
    1 bedroom apartment of 7.0 m² - Ready for rent
    1 bedroom apartment of 7.0 m² - Airy feel

    1 room apartment of 7m²

    731 Coldstream Drive, Oshawa, ON L1K, Canada

    1,600 $ / month

    1 bedroom apartment of 47.0 m² - Cozy living space
    1 bedroom apartment of 47.0 m² - Stylish comfort
    1 bedroom apartment of 47.0 m² - Your new rental home
    1 bedroom apartment of 47.0 m² - Excellent rental offer

    1 room apartment of 47m²

    Simcoe Street North, Oshawa, ON L1L, Canada

    1,799 $ / month

    1 bedroom apartment of 46.0 m² - Cozy living space
    1 bedroom apartment of 46.0 m² - Stylish comfort
    1 bedroom apartment of 46.0 m² - Your new rental home
    1 bedroom apartment of 46.0 m² - Excellent rental offer
    1 bedroom apartment of 46.0 m² - Well-planned
    1 bedroom apartment of 46.0 m² - Bright interior
    1 bedroom apartment of 46.0 m² - Efficient space
    1 bedroom apartment of 46.0 m² - Clever design
    1 bedroom apartment of 46.0 m² - Ready for rent
    1 bedroom apartment of 46.0 m² - Airy feel
    1 bedroom apartment of 46.0 m² - Cozy living space
    1 bedroom apartment of 46.0 m² - Stylish comfort
    1 bedroom apartment of 46.0 m² - Your new rental home
    1 bedroom apartment of 46.0 m² - Excellent rental offer
    1 bedroom apartment of 46.0 m² - Well-planned
    1 bedroom apartment of 46.0 m² - Bright interior
    1 bedroom apartment of 46.0 m² - Efficient space
    1 bedroom apartment of 46.0 m² - Clever design
    1 bedroom apartment of 46.0 m² - Ready for rent
    1 bedroom apartment of 46.0 m² - Airy feel
    1 bedroom apartment of 46.0 m² - Cozy living space
    1 bedroom apartment of 46.0 m² - Stylish comfort
    1 bedroom apartment of 46.0 m² - Your new rental home
    1 bedroom apartment of 46.0 m² - Excellent rental offer
    1 bedroom apartment of 46.0 m² - Well-planned

    1 room apartment of 46m²

    UC tower, 2550 Simcoe Street North, Oshawa, ON L1L, Canada

    1,600 $ / month

    1 bedroom apartment of 324.0 m² - Cozy living space
    1 bedroom apartment of 324.0 m² - Stylish comfort
    1 bedroom apartment of 324.0 m² - Your new rental home
    1 bedroom apartment of 324.0 m² - Excellent rental offer
    1 bedroom apartment of 324.0 m² - Well-planned
    1 bedroom apartment of 324.0 m² - Bright interior
    1 bedroom apartment of 324.0 m² - Efficient space
    1 bedroom apartment of 324.0 m² - Clever design
    1 bedroom apartment of 324.0 m² - Ready for rent
    1 bedroom apartment of 324.0 m² - Airy feel
    1 bedroom apartment of 324.0 m² - Cozy living space
    1 bedroom apartment of 324.0 m² - Stylish comfort
    1 bedroom apartment of 324.0 m² - Your new rental home
    1 bedroom apartment of 324.0 m² - Excellent rental offer
    1 bedroom apartment of 324.0 m² - Well-planned
    1 bedroom apartment of 324.0 m² - Bright interior

    1 room apartment of 324m²

    1722 Simcoe Street North, Oshawa, ON L1G, Canada

    1,000 $ / month

    1 bedroom apartment of 17.0 m² - Cozy living space
    1 bedroom apartment of 17.0 m² - Stylish comfort
    1 bedroom apartment of 17.0 m² - Your new rental home
    1 bedroom apartment of 17.0 m² - Excellent rental offer
    1 bedroom apartment of 17.0 m² - Well-planned
    1 bedroom apartment of 17.0 m² - Bright interior
    1 bedroom apartment of 17.0 m² - Efficient space
    1 bedroom apartment of 17.0 m² - Clever design
    1 bedroom apartment of 17.0 m² - Ready for rent
    1 bedroom apartment of 17.0 m² - Airy feel
    1 bedroom apartment of 17.0 m² - Cozy living space

    1 room apartment of 17m²

    Simcoe Street North, Oshawa, ON L1L, Canada

    2,100 $ / month

    1 bedroom studio of 197.9 m² - Cozy living space
    1 bedroom studio of 197.9 m² - Stylish comfort
    1 bedroom studio of 197.9 m² - Your new rental home
    1 bedroom studio of 197.9 m² - Excellent rental offer
    1 bedroom studio of 197.9 m² - Well-planned
    1 bedroom studio of 197.9 m² - Bright interior
    1 bedroom studio of 197.9 m² - Efficient space
    1 bedroom studio of 197.9 m² - Clever design
    1 bedroom studio of 197.9 m² - Ready for rent
    1 bedroom studio of 197.9 m² - Airy feel
    1 bedroom studio of 197.9 m² - Cozy living space
    1 bedroom studio of 197.9 m² - Stylish comfort
    1 bedroom studio of 197.9 m² - Your new rental home
    1 bedroom studio of 197.9 m² - Excellent rental offer
    1 bedroom studio of 197.9 m² - Well-planned
    1 bedroom studio of 197.9 m² - Bright interior
    1 bedroom studio of 197.9 m² - Efficient space
    1 bedroom studio of 197.9 m² - Clever design
    1 bedroom studio of 197.9 m² - Ready for rent
    1 bedroom studio of 197.9 m² - Airy feel
    1 bedroom studio of 197.9 m² - Cozy living space
    1 bedroom studio of 197.9 m² - Stylish comfort
    1 bedroom studio of 197.9 m² - Your new rental home
    1 bedroom studio of 197.9 m² - Excellent rental offer
    1 bedroom studio of 197.9 m² - Well-planned

    1 room studio of 198m²

    Gibb Street, Oshawa, ON L1J 1Z4, Canada

    1,745 $ / month

    1 bedroom apartment of 41.0 m² - Cozy living space
    1 bedroom apartment of 41.0 m² - Stylish comfort
    1 bedroom apartment of 41.0 m² - Your new rental home
    1 bedroom apartment of 41.0 m² - Excellent rental offer
    1 bedroom apartment of 41.0 m² - Well-planned
    1 bedroom apartment of 41.0 m² - Bright interior
    1 bedroom apartment of 41.0 m² - Efficient space
    1 bedroom apartment of 41.0 m² - Clever design
    1 bedroom apartment of 41.0 m² - Ready for rent
    1 bedroom apartment of 41.0 m² - Airy feel
    1 bedroom apartment of 41.0 m² - Cozy living space
    1 bedroom apartment of 41.0 m² - Stylish comfort
    1 bedroom apartment of 41.0 m² - Your new rental home
    1 bedroom apartment of 41.0 m² - Excellent rental offer
    1 bedroom apartment of 41.0 m² - Well-planned
    1 bedroom apartment of 41.0 m² - Bright interior
    1 bedroom apartment of 41.0 m² - Efficient space
    1 bedroom apartment of 41.0 m² - Clever design
    1 bedroom apartment of 41.0 m² - Ready for rent
    1 bedroom apartment of 41.0 m² - Airy feel
    1 bedroom apartment of 41.0 m² - Cozy living space
    1 bedroom apartment of 41.0 m² - Stylish comfort
    1 bedroom apartment of 41.0 m² - Your new rental home
    1 bedroom apartment of 41.0 m² - Excellent rental offer
    1 bedroom apartment of 41.0 m² - Well-planned

    1 room apartment of 41m²

    UC tower, 2550 Simcoe Street North, Oshawa, ON L1L, Canada

    1,950 $ / month

    1 bedroom studio of 198.47 m² - Cozy living space
    1 bedroom studio of 198.47 m² - Stylish comfort
    1 bedroom studio of 198.47 m² - Your new rental home
    1 bedroom studio of 198.47 m² - Excellent rental offer
    1 bedroom studio of 198.47 m² - Well-planned
    1 bedroom studio of 198.47 m² - Bright interior
    1 bedroom studio of 198.47 m² - Efficient space
    1 bedroom studio of 198.47 m² - Clever design
    1 bedroom studio of 198.47 m² - Ready for rent
    1 bedroom studio of 198.47 m² - Airy feel
    1 bedroom studio of 198.47 m² - Cozy living space
    1 bedroom studio of 198.47 m² - Stylish comfort
    1 bedroom studio of 198.47 m² - Your new rental home
    1 bedroom studio of 198.47 m² - Excellent rental offer
    1 bedroom studio of 198.47 m² - Well-planned
    1 bedroom studio of 198.47 m² - Bright interior
    1 bedroom studio of 198.47 m² - Efficient space
    1 bedroom studio of 198.47 m² - Clever design
    1 bedroom studio of 198.47 m² - Ready for rent
    1 bedroom studio of 198.47 m² - Airy feel
    1 bedroom studio of 198.47 m² - Cozy living space
    1 bedroom studio of 198.47 m² - Stylish comfort
    1 bedroom studio of 198.47 m² - Your new rental home
    1 bedroom studio of 198.47 m² - Excellent rental offer
    1 bedroom studio of 198.47 m² - Well-planned

    1 room studio of 198m²

    450 Grenfell Street, Oshawa, ON L1J, Canada

    1,750 $ / month

    1 bedroom apartment of 5.0 m² - Cozy living space
    1 bedroom apartment of 5.0 m² - Stylish comfort
    1 bedroom apartment of 5.0 m² - Your new rental home
    1 bedroom apartment of 5.0 m² - Excellent rental offer
    1 bedroom apartment of 5.0 m² - Well-planned
    1 bedroom apartment of 5.0 m² - Bright interior
    1 bedroom apartment of 5.0 m² - Efficient space
    1 bedroom apartment of 5.0 m² - Clever design
    1 bedroom apartment of 5.0 m² - Ready for rent
    1 bedroom apartment of 5.0 m² - Airy feel
    1 bedroom apartment of 5.0 m² - Cozy living space
    1 bedroom apartment of 5.0 m² - Stylish comfort
    1 bedroom apartment of 5.0 m² - Your new rental home
    1 bedroom apartment of 5.0 m² - Excellent rental offer

    1 room apartment of 5m²

    UC tower, 2550 Simcoe Street North, Oshawa, ON L1L, Canada

    1,550 $ / month

    1 bedroom apartment of 20.0 m² - Cozy living space
    1 bedroom apartment of 20.0 m² - Stylish comfort
    1 bedroom apartment of 20.0 m² - Your new rental home
    1 bedroom apartment of 20.0 m² - Excellent rental offer
    1 bedroom apartment of 20.0 m² - Well-planned
    1 bedroom apartment of 20.0 m² - Bright interior
    1 bedroom apartment of 20.0 m² - Efficient space
    1 bedroom apartment of 20.0 m² - Clever design
    1 bedroom apartment of 20.0 m² - Ready for rent
    1 bedroom apartment of 20.0 m² - Airy feel
    1 bedroom apartment of 20.0 m² - Cozy living space
    1 bedroom apartment of 20.0 m² - Stylish comfort
    1 bedroom apartment of 20.0 m² - Your new rental home
    1 bedroom apartment of 20.0 m² - Excellent rental offer
    1 bedroom apartment of 20.0 m² - Well-planned
    1 bedroom apartment of 20.0 m² - Bright interior
    1 bedroom apartment of 20.0 m² - Efficient space
    1 bedroom apartment of 20.0 m² - Clever design
    1 bedroom apartment of 20.0 m² - Ready for rent
    1 bedroom apartment of 20.0 m² - Airy feel
    1 bedroom apartment of 20.0 m² - Cozy living space
    1 bedroom apartment of 20.0 m² - Stylish comfort
    1 bedroom apartment of 20.0 m² - Your new rental home
    1 bedroom apartment of 20.0 m² - Excellent rental offer
    1 bedroom apartment of 20.0 m² - Well-planned

    1 room apartment of 20m²

    UC tower, 2550 Simcoe Street North, Oshawa, ON L1L, Canada

    1,950 $ / month

    1 bedroom apartment of 126.04 m² - Cozy living space
    1 bedroom apartment of 126.04 m² - Stylish comfort
    1 bedroom apartment of 126.04 m² - Your new rental home
    1 bedroom apartment of 126.04 m² - Excellent rental offer
    1 bedroom apartment of 126.04 m² - Well-planned
    1 bedroom apartment of 126.04 m² - Bright interior
    1 bedroom apartment of 126.04 m² - Efficient space
    1 bedroom apartment of 126.04 m² - Clever design
    1 bedroom apartment of 126.04 m² - Ready for rent
    1 bedroom apartment of 126.04 m² - Airy feel
    1 bedroom apartment of 126.04 m² - Cozy living space

    1 room apartment of 126m²

    Village Suites Oshawa, 1700 Simcoe Street North, Oshawa, ON L1G, Canada

    1,050 $ / month

    1 bedroom apartment of 160.3 m² - Cozy living space
    1 bedroom apartment of 160.3 m² - Stylish comfort
    1 bedroom apartment of 160.3 m² - Your new rental home
    1 bedroom apartment of 160.3 m² - Excellent rental offer
    1 bedroom apartment of 160.3 m² - Well-planned
    1 bedroom apartment of 160.3 m² - Bright interior
    1 bedroom apartment of 160.3 m² - Efficient space
    1 bedroom apartment of 160.3 m² - Clever design
    1 bedroom apartment of 160.3 m² - Ready for rent
    1 bedroom apartment of 160.3 m² - Airy feel

    1 room apartment of 160m²

    Fat Bastard Burrito, Simcoe Street North, Oshawa, ON L1G 0C3, Canada

    1,400 $ / month

    1 bedroom apartment of 204.75 m² - Cozy living space
    1 bedroom apartment of 204.75 m² - Stylish comfort
    1 bedroom apartment of 204.75 m² - Your new rental home
    1 bedroom apartment of 204.75 m² - Excellent rental offer
    1 bedroom apartment of 204.75 m² - Well-planned
    1 bedroom apartment of 204.75 m² - Bright interior
    1 bedroom apartment of 204.75 m² - Efficient space
    1 bedroom apartment of 204.75 m² - Clever design
    1 bedroom apartment of 204.75 m² - Ready for rent
    1 bedroom apartment of 204.75 m² - Airy feel
    1 bedroom apartment of 204.75 m² - Cozy living space
    1 bedroom apartment of 204.75 m² - Stylish comfort
    1 bedroom apartment of 204.75 m² - Your new rental home
    1 bedroom apartment of 204.75 m² - Excellent rental offer
    1 bedroom apartment of 204.75 m² - Well-planned
    1 bedroom apartment of 204.75 m² - Bright interior
    1 bedroom apartment of 204.75 m² - Efficient space
    1 bedroom apartment of 204.75 m² - Clever design
    1 bedroom apartment of 204.75 m² - Ready for rent
    1 bedroom apartment of 204.75 m² - Airy feel
    1 bedroom apartment of 204.75 m² - Cozy living space
    1 bedroom apartment of 204.75 m² - Stylish comfort
    1 bedroom apartment of 204.75 m² - Your new rental home
    1 bedroom apartment of 204.75 m² - Excellent rental offer
    1 bedroom apartment of 204.75 m² - Well-planned

    1 room apartment of 205m²

    UC tower, 2550 Simcoe Street North, Oshawa, ON L1L, Canada

    1,825 $ / month

Frequently asked questions

What is the average rent for a studio apartment in Oshawa?

The average monthly rent for a studio apartment in Oshawa is approximately C$. Prices typically range from C$ to C$, depending on location, building quality, and included amenities. Studios are often more affordable than larger rentals and are ideal for students, remote workers, or single occupants. Many come fully furnished or with compact, efficient layouts.

How many studio apartments are currently available for rent in Oshawa?

Currently, there are studio apartments listed for rent in Oshawa. You can find options in both central and suburban areas, including newly built units and budget-friendly older buildings. Studio apartments are popular for their low maintenance and all-in-one living setup. Use Findallrentals to filter by price, furnishings, and location to find your match.

Are there cheap studio apartments available in Oshawa?

Yes, Oshawa offers a wide selection of affordable studio apartments, especially outside the main business or tourist districts. Neighborhoods further from the center often provide better value without sacrificing accessibility. You can also find deals on studios in student areas or older residential zones. Filter listings by price and stay alert for new postings on Findallrentals.

Is Oshawa a good city for studio living?

Oshawa is a great city for studio apartment living, with options suited to various lifestyles and budgets. Studios are ideal for those who value independence and simplicity without the higher costs of larger properties. Many are located near universities, coworking spaces, and public transportation. Whether you’re staying short-term or long-term, studios in Oshawa offer flexible and efficient living.

Do studio apartments require renters insurance?

In many cases, landlords or property managers do require tenants to have renters insurance for studio apartments. This type of insurance protects your personal belongings and can cover liability in case of accidents or damage. Requirements may vary depending on the lease and local laws. Always read the contract carefully and ask the landlord if renters insurance is mandatory.